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LISTEN TO JUDY talk
money on WHAT'S
UP RADIO:
Part 1 and
Part 2
WHEN AM I GONNA SPEAK TO YOUR GROUP? AS SOON AS I'M
INVITED!
CONTACT ME NOW!
CLICK
HERE
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Get a grip
on your finances!
TAKE ME TO THE BOOKS. |
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AUGUST SPECIAL:
BUY EITHER BOOK FOR
$5 & GET
FREE
SHIPPING!
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VACATION
SPOTS
If you haven't visited the new
VACATION SPOT
page, you're missing out! Each month features a terrific destination
that's packed with fun for all ages and plenty of
FREE
and low-cost attractions and points of interest. |
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BARGAINOMICS BUTTERMILK DRESSING
Why spend a
fortune on ranch dressing when you can make a better version for so much less
money and so little trouble? Here's all you need:
¾ cup
mayonnaise (for low-cal, use light or fat-free)
½ cup buttermilk
1 tsp. dried parsley flakes
½ tsp. dried minced onion flakes
1 tsp. garlic salt (more or less to taste)
¼ tsp. black
pepper*
*(For a
peppercorn-style dressing, use coarsely ground fresh black pepper, as much as
1/2 tsp. according to your personal taste.)
Blend these
ingredients thoroughly and chill for at least two hours before serving.
Refrigerate leftovers and discard after one week. |
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MONEY-MAKING CLOTHES
As you're getting yourself
and your family ready for the new school year and the fall season, go ahead and
sort through last year's fall and winter clothes and set aside the ones that no
longer fit or will no longer be worn. Check with area
consignment shops
and see when they begin accepting fall and winter clothing - most begin in
August. Make an appointment to take your items in and make certain they're
clean and looking their best. While true vintage is in high demand, your
better consignment shops will not accept poor condition or out-of-style
clothing, so take only your best. And expect to receive one-half of the
selling price the shop places on each item.
You might also
want to try your hand at selling on www.eBay.com.
The instructions are clearly defined on their website and very easy to follow.
Especially for
those of you with wee ones, check with friends, neighbors, co-workers, etc. and
see if you can work out trades with someone who has children above and below
your children's sizes. For example, if Angie has 2-year-old Katie and
5-year-old Kara, and you have 3-year-old Jayden, you can work out a trade so
that Katie gets Jayden's outgrown clothes in exchange for Jayden getting Kara's.
It's a win/win situation with no one out any cash money. |
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LET'S
TALK SNIPING
If you enjoy bidding for items
on
www.eBay.com, then you'll enjoy it even
more once you've begun SNIPING.
What's that? For the unfamiliar, it's the reason we wonder how we get
outbid at the last second of an auction. Sniping is actually using an
automated system to place your bid for you at the last possible moments of
an auction. Just as you do on your own with online auctions, you set a maximum
bid, but this way your bid isn't registered until the last moments of the
auction, which means no one else is aware you're "out there" and about to bid
against them. You can set up the snipe as soon as you spot the item you want and the
system will then hold your bid and very quickly bid for you seconds before the
close of the auction - right up until you either
win or reach the maximum bid amount you were
willing to pay for the item.
What does it cost to use a sniping service? It varies from service to
service, with some charging a small flat monthly fee for unlimited sniping and
others charging a per-snipe fee of as little as 10¢.
You can try sniping services for
FREE
before you decide on the one you prefer.
Check out all of these:
www.EZSniper.com;
www.AuctionRaptor.com;
www.BidSlammer.com;
www.BidNip.com;
www.AuctionSniper.com; and
www.BidRobot.com.
(Personally, I prefer the sniping services that
don't require you to download any sort of
software.) |
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BUDGET-MINDED BODY
SCRUB
Just because money is tighter
doesn't mean you can't treat yourself to a little pampering. Body scrubs
make you feel pampered, and they're really like exercise for your skin - they invigorate the cells, slough off dull dead
skin, and refresh your senses with their tantalizing fragrances. Save a bundle
by making your own, and use this recipe for gift-giving, too. It's also ideal to
insure you're using a product that contains no animal products or preservatives.
Here's what you'll need:
1/2 cup of brown sugar
1/2 cup regular ol' table
salt
1 tbsp. of lemon juice
1 tbsp. of honey
1 tbsp. of virgin coconut
oil*
(*found at WalMart, some grocers, and at health food stores)
Combine these ingredients, mixing
well; store in an airtight container. As you finish your shower, rub your skin
with this mixture, especially on elbows, hands, and feet; rinse and towel dry. |
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BUY
BOOKS DIRT CHEAP?
Yes!
And music CD's, movies, video games, and more. Websites like
www.Half.com and
www.Amazon.com offer these items at great
prices from both individual sellers and physical stores. Categories range from
NEW to VERY USED, as in old library copies; but whatever you choose, you'll
definitely save money. It's also a great way to send a gift inexpensively. I
constantly use www.Half.com
to order books for
myself, plus as gifts I can have direct-shipped - and speaking of shipping, it's
always very inexpensive. I also sell books on
www.Half.com and
find it a great way to make a few extra dollars. |
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GET
HOSTEL!
Hostels are low-cost
places to spend the night while vacationing.
If sharing a dorm-style room with a bunch of total strangers doesn’t scare you off, you can save a bundle by tapping into these
accommodations. Some hostels even
offer private rooms and family rooms
designed for parents with small children.
Where can you stay and how much will it cost? Just about anywhere and dirt
cheap!
An overnight stay at
Honolulu University
is
$18;
Beijing, China
stays are a budget-pleasing
$11.50 for a dorm bed or
$37 for private room with 2
beds and a bath. For more info,
check out Hostelling International:
www.hiUSA.org.
While some of the hostels do not require membership I.D.'s,
others do. Some discount their rates for Hostelling
International members; others charge a surcharge
for non-members. See more info by following this link:
http://www.hihostels.com/web/m-benefits.en.htm |
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ORGANIZE A "SWAP DAY"
Here's a budget-minded and fun way
to come up with new clothes, household items, and more: put together a "swap
day." Clean out all your unwanted items from dresses to toasters and
invite a group of ladies to do likewise. Set a date and time to get
together for pot luck lunch, brunch, or dinner and let the trading begin.
Guys, you can do
the same thing! Challenge a group of your friends to clean out those
garages, storage rooms, and offices and get together for an exchange of tools,
electronic gadgetry, and sporting equipment. |
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"He's as tight as Dick's hatband." Somehow this old saying has changed
to refer to someone who is miserly. It seems that the origin is mostly
about something entirely different. The word "tight" refers to a tight
spot, as in the one Richard Cromwell found himself in for a few short months
between the end of 1658 and the start of 1659. His father, Oliver
Cromwell, saw to it that RIchard was appointed to succeed him as "Lord Protector" of England, a
title which, for a brief time after the death of King Charles the First, even allowed
the Lord Oliver Cromwell to take over the king's royal duties. But the son
wasn't popular, particularly with the royal army, which put him in a most
definitely "tight" spot. He was quickly and angrily
removed from his position, never having had the opportunity to even taste of
what it would have been like to have the power of the crown or
"hatband," as it was jokingly referred to.
“And when the Chief
Shepherd appears,
you will receive the unfading crown of glory."
(I Peter 5:4, HCSB)
Lord Cromwell knew for a brief moment
what it was like to wear a royal crown. But not only was his crown
merely worldly, it wasn't even his to keep on earth. We who have trusted
Jesus Christ as Lord and Savior, though, are promised in heaven a permanent
"...unfading
crown..." Earth's rewards, like its troubles, are only
passing. The real life - blessing-filled and trouble-free - begins in
eternity.
If you haven’t already given your heart and life
to the Lord Jesus Christ, you may have questions about
WHAT IT MEANS TO BE A
CHRISTIAN.
If you do, please click on that highlighted title and you will be taken to a
page on this site which will explain more about being a Christian and how you
can become one. |
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Study and sporadic Bargain Alert you can sign up for on the
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When’s
the last time you visited the
WHAT IT MEANS TO
BE A CHRISTIAN
page? Stop by, check it out, then share it with a
friend! |
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