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BARGAINOMICS
TIP$ for
JULY
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LISTEN TO JUDY talk money on WHAT'S UP RADIO: Part 1 and Part 2

WHEN AM I GONNA SPEAK TO YOUR GROUP? AS SOON AS I'M INVITED!
 CONTACT ME NOW! 
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  CAMP FOR FREE!

   Ever thought about spending a month in your favorite state or national park - for FREE?  No joke!  How?  By volunteering to help around a park.  Jobs are selected to fit your request and ability, and can be as easy as taking admission fees or greeting visitors, to helping clear trails and other manual labor.  Through the V.I.P. (Volunteers in the Park) program, retirees are in the perfect position to take advantage of this low-cost way to see the nation.  Most parks require you to provide your housing, such as a tent, camper, or RV.  Check out this website: www.rvhometown.com/HTML/Links/State_Parks.htm .  And for info on volunteering in the National Park system, go to: http://www.nps.gov/volunteer/.

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  PEACH-PECAN SALAD

   So easy, but so delicious!  Here's all you'll need:

1½ cups of pecan pieces

4 fresh peaches

8 cups of small spinach leaves

Poppyseed or homemade dressing

1 large red or purple onion (optional)

   Wash the spinach and set aside until most of the water has dried.  Next, wash the peaches, peel, and cut into thin slices, or small cubes, if you prefer; set aside. (Optional: slice the onion into rings.)  Toasting the pecans adds flavor, but isn't necessary; but if desired, arrange the pecans in a single layer on a cookie sheet and bake in a 350° oven for 5 - 8 minutes; allow to cool.  Combine the spinach, peaches, and pecans, and onion (optional); toss with dressing until lightly and evenly coated.

 

 ARE YOUR FEET "ATHLETIC?"

   Nobody wants to deal with athlete's foot, but summer's hot weather is often the time when people experience or re-experience outbreaks.  Here are a few simple tips to help minimize the likelihood:  

Athlete's foot thrives in dampness, so cut down on anything that causes your feet to sweat.  Don't go sockless (or hoseless) if you're wearing an enclosed or mostly enclosed shoe - buy no-show socks like the ones sold here: http://www.socks4life.com/show-socks-p-181.html.
Avoid synthetic shoe materials such as plastic, vinyl, and "fake" leather - stick with real leather or canvas.  (Your feet sweat more in non-natural fibers.)
Opt for a sandal or other open shoe whenever possible.
Don't keep wearing the same shoes or sandals over and over.  Give your shoes an occasional day to air in the sun.
 Lightly spray the insides of your shoes with disinfectant spray (like Lysol) between wearings.  Never put the shoes on until this is thoroughly dry; discontinue or switch disinfectants if you notice it causing your feet irritation.  
Use powder to help keep your feet dry.
Have your feet measured and fitted to the correct shoe size - many people add to their foot problems by wearing improperly fitted shoes
 

 BE PREPARED
    This is good advice all year round, but it's especially smart for summer's busy travel season: Read your car's owner's manual (if you don't already know) and find out what type oil your car needs.  Also find out the proper coolant and wiper blades.  Put together an emergency kit: (1) 1 or 2 quarts of oil; (2) a gallon of antifreeze/coolant; and (3) a spare set of wiper blades.  By having these on hand, you'll be ready to deal with any related problems that could pop up unexpectedly.  Gloves (to handle a hot radiator cap) and a flashlight would be helpful, too.

 

 KEEPING PLANTS WATERED 

   Round up some florist foam - green blocks of styrofoam-like material - (dollar stores usually stock good-sized blocks) and put one in each container as you re-pot your plants.  Put an inch or two of soil into the bottom of the new container; add a fist-sized chunk of foam, then fill in soil around it; top it off with another inch or so of soil, then add your plant and more soil, as needed.  Now as you water, the foam will work like a sponge to hang onto the water and help keep your plant's soil moist much longer.  (Note: If you're not ready to re-pot, just dig a bit of soil out of your plants' pots and insert a piece of foam. Cover over with soil, and water as usual.)  

 
IMPEDE THE WEEDS

   You don't have to buy expensive weed-killing products to keep the weeds out of your shrubs and flowers.  Plain ol' newspaper makes a great season-long barrier; cover it over with pine straw, mulch, or bark.  If you have any old sheets or tablecloths, put these to use as landscaping fabric.  If your materials include anything vinyl (like an old flannel-backed tablecloth), make plenty of tiny holes in the fabric to allow water to reach your shrubs' or flowers' root system.

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  $AVE ON ELECTRICITY 

     Look at it this way: if a few simple changes can save you enough money annually to take a weekend vacation, why not go for it?  Some suggestions:

(1)   Use ceiling fans all day to keep cool air better circulated. Set your thermostat higher at night and use ceiling fans rather than a/c to keep cool during sleeping hours.
(2)   Change to lower wattage light bulbs OR fluorescents.
(3)   Touch up caulking and/or other insulation around doors and windows.
(4)   Turn your air conditioning down 2 or more degrees and wear loose-fitting lightweight clothing indoors.
(5)   Don't leave anything plugged in that isn't necessary. Even in the "off" position, TVs and other appliances use electricity. How much? This article's a real eye-opener:
http://answers.yahoo.com/question/index?qid=20070331100149AAQTge3&show=7
(6)   Whenever possible, grill outdoors or use a microwave, toaster oven, or crock pot instead of an electric stove or oven.
(7)   Make sure your hot water heater is set to less than 130 degrees, is well insulated, and on a timer.  Why pay to heat water during hours when you won't need hot water?
(8)   Wash and rinse laundry in cold water.
(9)   Don't operate your dishwasher or washer until you have a full load.
(10) Install water-conserving shower heads.
(11) Enjoy the sunshine, but close drapes and blinds to block out any unwanted sun and heat.
(12) Open your refrigerator door once to remove everything you need for a meal, and once to put it all back - the fewer times it's opened, the less energy is wasted.

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MONTGOMERY, AL FREEBIES

    If you'll visit my TRAVEL PAGE, you'll see the websites and contact info for all the states' state tourism offices.  There are plenty of FREE and nearly free attractions around you, and you need to learn all about them!  For example, in Montgomery, AL alone, you can visit for FREE: (1) the Alabama Artists Gallery (http://www.arts.alabama.gov); (2) the State Capitol (http://www.preserveala.org); (3) Hyundai Motors Manufacturing Plant (http://www.hmmausa.com); and (4) the Montgomery Museum of Fine Arts (http://www.mmfa.org). For more information about Montgomery, check out www.VisitingMontgomery.com

 

  “That Sammy ain't nothin' but an Indian giver!" was an accusation once leveled at one of my classmates.  Out on the playground, Sammy had given Rex a way-cool inch-long penknife he'd gotten as a prize in a bubble gum machine.  But after everyone oohed and aahed over Rex's acquisition, Sammy demanded his knife be returned, vowing that he had only let Rex use it momentarily.  The term "Indian giver" referred to someone who gave a gift and then, sooner or later, took it back.  It seems to have originated from the white man's perception of the Indian custom of giving a gift and then expecting a gift of similar value in return.  Apparently there were occasions when an unreciprocated gift would be retrieved by the giver.  (I must add, though, that like a lot of history written and edited by Caucasians, the facts and the report sometimes greatly differed.)

“...but the gift of God is eternal life in Christ Jesus our Lord."
(Romans 6:23, HCSB)

   My husband Larry once bought a boat from a guy, who for over a period of months, came back and removed two or three items - paddles, life jackets, a throw cushion - that he said he didn't intend to include when he sold us his boat.  Larry finally told him he'd made his last "repo" run and that he was not removing anything else.  People are peculiar creatures.  I think of one person who, on the rare occasions when she gives away any items, always does so with the stipulation that these things are not to be passed along, but are to be returned to her if they are ever no longer being used by the recipients.  God, however, is no "Indian giver."  What He gives is yours to keep forever - His free gift of eternal salvation through faith in Jesus Christ.  You can't earn it, you can't buy it, and you can't negotiate for it - you can only receive it, free of charge, having been paid for in the precious blood of the spotless Lamb named Jesus.  If you don't have this gift, today, this very moment, is your opportunity.  All you have to do is click on these words in red:  WHAT IT MEANS TO BE A CHRISTIAN and you'll be taken to a page that will walk you through the simple act of trusting the Savior.

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