And speaking of thrift stores, I found this brand new New Directions top for only $3 at the Friendship Baptist Association Thrift Store on Highway 160 in Hayden. New donations are coming in all the time, so it’s well worth checking out. And you know the money you spend is helping support a good cause.
And we pay a total of around $28 a month for two phones!
I found this $200 evening gown for $20 at Bargain Hunt, but the discount date on the sales tickets gave me another 50 percent off, which means I paid $10. Bargain Hunt stores carry overstock and closeout merchandise from clothing to furniture, appliances, and electronics. What’s available changes constantly, so the more often you stop by, the better chance you have of finding the best bargains. There are Bargain Hunt stores on Lorna Road in Hoover, on Crestwood Boulevard, and at Brook Highland on 280, as well as in Gadsden. (NOTE: The photo is NOT the gown I showed on TV - I couldn't find the photo I'd taken!)
If you’ve never shopped a Dirt Cheap store, you may want to check them out. This store doesn’t carry as many big ticket items as Bargain Hunt, but you can find some great buys. I was there a few days ago and they had a good selection of used DVDs for only 25 cents each. There was also a section of new hardware items like door hinges and things like that for only 50 cents each. They also bundle items together into sort of a grab bag – a whole shopping cart of items for only $10. Within the viewing area, they have stores in Albertville, Anniston, Homewood, Rainbow City, & Tuscaloosa.
WHAT COULD YOU DO WITH $1,200 A YEAR? According to a recent news report, the average household pays around $100 a month for cable or satellite TV service. While we love it when you choose WBRC Fox 6 – and we also have the Bounce station on 6.2 & Grit TV on 6.3 – you may be surprised to see how many channels may be available to you without paying for anything other than a good indoor or outdoor digital antenna. The web address is a long one, so I’ve posted a direct link, so click HERE and you'll be taken straight to the site.
I know I’m not the only
one who enjoys thrift store shopping because I hear from so many of you who
tell me about your bargains. What you may not know is that many thrift stores and
consignment shops offer gift cards or certificates that would make great gifts for birthdays or any occasion. Three of my favorites are
Lovelady, The Foundry, and Mission Possible.
You don’t need to invest in a lot of different cleaners to do most household cleaning. A little borax sprinkled onto a damp sponge can be used to clean greasy surfaces in your kitchen and soap scum in your bathroom; plus it’s a natural deodorizer and freshener. It’s also great for cleaning and removing stains from floor tile. In your washer, presoak stained clothes for 30 minutes in water and a half cup of borax to remove most stains like tomato sauce or even grease. You can find borax on the detergent aisle in most stores. At around $4 for a 4-pound box, it’s definitely a bargain.
But even Bargainomics style shopping takes money, which is why I stretch every dollar I can. As my daddy always said, “Money doesn’t grow on trees;” and we need to make sure our kids and grandkids understand where it comes from, how to get it, and how to both save it and wisely use it. Their best example is you, but you can also use this excellent website, www.RichKidSmartKid.com to show them fun, age-appropriate games that teach them how to properly manage money. Game levels range from kindergarten to high school.
And speaking of children, the website www.LittleSproutsResale.com makes it easy to sell your children’s gently used clothing as well as buy designer and name brand kids’ clothes at really good prices. Shipping is only $5.95 on any order, and orders over $50 ship free. This is a good spot to save money and maybe even make some.
Whenever I’m talking Bargainomics to a group, I often begin with this question: if I gave you the choice between a burger and fries or a cruise, which would you want? Believe it or not, I’ve never had anyone pick the burger. But in real life, that’s what most people are choosing.
Even spending a little here and there can add up to a lot, so the same people who say they can’t afford a cruise may be frivoling away far more money than they realize.
According to ariix.com, the average American spends $232 per month going out for dinner plus coffee-loving Americans tack on an additional $1,100 a year making stops just for coffee. Forbes’ website said that the average businessperson who goes out for lunch only twice a week spends about $936 a year. When you figure all that up, it comes to $4,820 a year per person. In a two-person household with these habits, that’s just short of $10,000 a year.
Life is about choices and the ones you make today can greatly influence your future – for better or worse. That’s why it’s important to make smart choices and wise financial decisions.
And speaking of travel, what’s the cheapest way? First and foremost, know the “on” and “off” seasons for wherever you want to go. For example, whether you’re thinking of the beach or the mountains, November, January, and February are the least expensive months in either location.
I did a quick check for a November stay in both locations and here’s what I found on www.Kayak.com: I found a link to hotels.com with $25 a night for Days Inn Apple Valley in Pigeon Forge. And for Gulf Shores, I found rates as low as $54 a night for the Beachside Resort Hotel on West Beach Boulevard. And since November through February is snowbird season at the beach, you’ll find lunch specials galore, like the $4.95 lunch deals at King Neptune’s.
I was in desperate need of a haircut yesterday and my regular stylist wasn’t available, plus there aren’t a lot of salons open on Mondays. I went to the Cosmetology Department of Bevill State Community College at the Sumiton campus and got a great cut for only $3. And while I was there, I decided to splurge for a manicure and a pedicure. Can you guess how much money I ended up spending? $14. $3 for the haircut; $3 for the manicure; and $8 for the pedicure. Yes, the work was done by students in training, but the work was totally overseen by their instructors and I couldn’t have been more pleased with all of it. Thanks to Lorinda for a great haircut; Brittany for my manicure; and Sheresa for my pedicure.
If you want to save a bundle on salon services, check out Bevill State’s Cosmetology Department. They accept walk-ins on Mondays and Tuesdays and it’s recommended to arrive between 8:30 and 10am to insure there’s plenty of time for you before the students leave at 2.
Services include facials; makeup; hair services from cuts to weaving, braids, color, perms, and more; plus men’s haircuts, beard, mustache, and eyebrow trims. Both Bevill’s Sumiton and Hamilton campuses offer these services. And you need to know they don’t accept debit or credit cards.
If you’re homeschooling or know someone who is, you’ll want to know about this website: www.Homeschool.com. Homeschool.com is the top online homeschool website and it’s loaded with information about homeschool groups, teaching aids, free curriculum, and more and includes all ages group all the way up to college level.
Are there any legitimate work-from-home jobs out there? Yes, but unfortunately, statistics show that there are about 60 scams for every one real job opportunity. Clark Howard has long been a trusted name in money talk and he’s posted a great list of real at-home jobs.
Always remember: if it sounds too good to be true, it's a scam.
2017 cars are out now and the temptation to get a new car may have already bitten you. But whether you’re thinking about a new or used car, don’t buy anything until you check on the cost for insurance. Even within the same line of vehicles, the particular model you choose can make a lot of difference in insurance expense. And if you’ve been with the same insurance company for ages, it’s time to do a little comparison shopping. Too, read the reviews on the vehicles you’re considering and check out the maintenance, dependability record, and gas mileage.
Even the size tires a vehicle uses can mean a big expense when you need new ones. Taking the time to do a little homework will be well worth it. There are a lot of good websites with car reviews, three of which are Cars.com, Edmunds.com, and CarAndDriver.com.
How about a month of free audiobooks and ebooks? You can get unlimited both when you try AllYouCanBooks.com. You’ll have access to over 30,000 Audiobooks, eBooks, and even Foreign Language courses. Download as many audiobooks, ebooks, language audio courses, and language e-workbooks as you want during the free 30-day trial and it's all yours to keep. If you decide to stay on as a member, you pay $19.99 a month. You do have to provide your credit card information to get the free trial, but you won’t be billed as long as you cancel before the end of the 30-day free trial. All You Can Books is registered with the Better Business Bureau and has an A rating.
If you’re a fan of designer clothing and accessories, but not their prices, check out the website, Tradesy.com. This site puts buyers and sellers together and offers new and used designer label items at big discounts. For example, this Tory Burch sweater sold before I could even tell you about it, but it was listed as like new and originally retailed for $175. It sold on Tradesy for $15 and shipping was another $8.50. Still, $23.50 isn’t too bad for a $175 designer sweater. Tradesy offers ladies’ clothing, purses, shoes, and even bridal gowns and accessories.
If you enjoy Alabama’s Gulf Coast, you’ve probably stopped to eat at the Gift Horse in Foley. This elegant Southern buffet is about $12 per person, but on Sunday and Monday, you get 50 percent off when you present that week’s church bulletin. Also, if you come in for dinner between 4:30 and 6pm and tell them you saw their info on their website, you’ll receive the early bird discount. The Gift Horse is open every day from 11 to 9, serving lunch and dinner.
If you’re not familiar with the website MyKidsEatFree.com, you may be missing out on free meals for your kids or grandkids. Whether you’re eating out locally or traveling on vacation, you can search this website by state and see to see what restaurants offer free kids’ meals.
And here's a tip about washing fruit and vegetables. Instead of plain water or even liquid soap, use a mixture of half water and half white vinegar. Keep it in a clearly labeled spray bottle – I picked mine up at Dollar Tree. You don’t want to re-use one that could have contained harmful chemicals. Spray the fruit or vegetable. Wait a couple of minutes and rinse in plain clear water.
If you are a veteran or the widow of a veteran and you’re either disabled or age 65 or older, you may qualify for benefits you don’t know about. The VA provides an Aid and Assistance or Housebound benefit to those who require the aid and attendance of another person, whether that’s in your own home or in an assisted living facility.
Qualifying for this benefit depends on a number of factors, including your health condition, income, and more. But monthly benefits can range from $1,149 for a surviving spouse to $2,120 for a qualifying married veteran. And if a husband and wife are both qualifying veterans, the benefit can be as much as $2,837 a month. In some cases, there may even be small benefit for nursing home care.
As I said to begin with, there are a large number of factors that determine whether or not a person qualifies, so you should begin by contacting your local VA office or going to the website on the screen. You can also call the toll-free number 800-827-1000 if you have time to sit through a zillion prompts and finally get to where you can request a call back instead of having to be on hold for ages. Click the blue words - it's a direct link to the correct web page.
Make sure you ask about the Aid and Attendance or Homebound benefit. And just so you know, it can take six months or more to get the benefit started once you file all the required paperwork and no matter how long it takes or how long you’ve been qualified without receiving any benefit, they don’t make any retroactive payments.
IMPORTANT! There are dozens of companies online that claim to help deserving veterans & their widows receive VA benefits. DON'T contact any of these! You don't need their help to get your benefits & if you do use them, they will receive a percentage of every check you receive.
And speaking of Fairhope, we stayed at the little mom-and-pop motel, Barons Inn, on our trip down a few weeks ago. Barons is located directly across from the bay and walking trail, plus an easy walk to many of the shops and eateries. The rooms are newly remodeled and cost $79 to $109 weekdays and $129 to $159 on weekends, depending on the season, and all rooms include free wifi, cable TV, pod coffeemakers, and mini-fridges. Their prices are the best in the area, but now they’re offering an even better deal: if you ask for The Bargainomics Lady Discount, you get 20 percent off the current rate. And that deal is good all the way through the end of this year. Call (800) 928-2328 and ask for The Bargainomics Lady Discount.
Just because you’re not a homeowner doesn’t mean you don’t need insurance. Spending a little now could save you a fortune should a disaster strike your rental property. My nephew was one of hundreds of uninsured renters who lost nearly all their possessions during one of the 2013 tornadoes. I talked to Alyson Sabatini with Allstate Insurance in Vestavia and she told me that rental insurance was very inexpensive – in some instances as little as $10 or $20 a month for coverage of around $20,000 worth of personal property. Even if a fire started in another apartment and spread to yours, your renters insurance would cover your losses, plus it also provides liability insurance should a guest get hurt. Whatever company is already insuring your vehicles may also offer renters insurance. If not, check around and get quotes from several reputable insurance companies.
If you're looking for the best deal ever on prescription eyeglasses, you need to check out www.ZenniOptical.com. Their prices start at $6.95 and this includes frames, single vision lenses, scratch-resistant coating, glasses case, and cleaning cloth. Shipping is around $4.95 no matter how many pairs you order - and they do sunglasses, bi- and tri-focals and any other types of glasses you can think of. Price is based on the frame and type of lenses you want.
You can even upload your own photo so you can try on the different styles and see how you look. It usually takes between 10 days and 2 weeks to receive your glasses once you've placed your order. You'll need to input your prescription information. If you have questions, you can call them at (800) 211-2105, or email them or do a live chat on their website.
A quick and easy way to remove dust from TV screens and computer monitors? Used dryer sheets do a great job.
To get longer life out of your nail polish, store it in the fridge. Already have some polish that’s gotten too thick to use? Add a few drops of nail polish remover and shake to blend. If it’s still too thick, add a drop or two more at a time until you get the consistency you prefer.
When it comes to finding the best deals on hotels anywhere in the world, I have a three-word phrase that can help you get the very best deal: reserve, reserve, cancel. What do I mean? Nobody wants to wait around until the last minute trying to get the best deal and then end up without a hotel to stay in. So instead, reserve the best deal you find and then continue shopping for a better deal right up until 48 hours or so before your trip. When you find a better deal, make a second reservation. Then go back and cancel the first one. Keep doing this and you’ll sometimes find a better deal for the hotel you reserved in the first place. The important thing is to be sure and record your reservation numbers and cancellation numbers.
Larry and I were in Austria last year and we applied this method until we landed rooms at the gorgeous historic Hotel Schloss in Vienna for under $100 a night and that included free wifi, free parking, and free buffet breakfast on the terrace overlooking the city. Remember: reserve, reserve, cancel. This works for rental cars, too. Before trying this, though, be sure you read the cancellation policy for every site you check.
Farmers markets are popping up everywhere and this Saturday there are many you might want to take a look at. In Trussville, the market will be set up from 8am to noon on the Parkway beside Holy Cross Episcopal Church; likewise for the East Lake Market on Second Avenue South and another on Valleydale Road. There’s actually a statewide map of farmers markets online. You can find every market by county.
Want to know about a store with everyday bargains? There are Z Outlets in Forestdale, Green Springs, and on Lorna Road and they carry costume jewelry, scarves, and a variety of other items at rock bottom prices. Granted, this is a far cry from upscale, but I found colorful wooden stretch bracelets there for only $1 each. It’s well worth a stop to take a look around. (Pic is similar, but my bracelets are either multi-colored or one solid color.)
I planned to tile our concrete porch floor – until I found out the cost of floor tile. I’d planned to use a bargain tile I’d used on an indoor project, but found out that you need a far more expensive and durable tile to withstand outdoor moisture and freezing temperatures without cracking. So instead, I created my own tile floor. I used 1-inch wide painter’s tape to evenly divide the floor into squares. Then I painted the floor with latex porch and floor paint. Once the paint dried, I pulled up the tape and the unpainted areas gave it the look of tile grout.
If you enjoy ebooks and would like some good clean reads absolutely free, you need to check out the website www.CBD.com. Right now there are over 100 ebooks on their website that you can download for free, including romance titles like Jeanette Oke’s The Tender Years; Travis Thrasher’s The Foreboding; and classics like The Memoirs of Sherlock Holmes. There are also nonfiction titles from devotionals to home school and teaching aids, as well as cookbooks. You’ll need to download the CBD Reader app, but you can get it free in PC or Mac format. Check the Google Playstore or iTunes App Store.
When you take a break from a paint project, put your roller or brush inside a plastic bag and tie it shut to keep the air out and the smell in. Place it in the fridge until you’re ready to start again. This way, you save the cleanup until you’re finished. You can do the same thing with you roller pan.
Whether you're near home or clear across the U.S., the website Restaurant.com is loaded with certificates that will save you money on eating out. Typically, a $25 certificate costs $10 and requires a $35 or more purchase. More and less expensive certificates are also available for some eateries. Just be sure to tip on the full cost of the meal before the coupon is deducted.
You can make your own cleaning cloths and keep them handy in your kitchen and bathroom. Use a knife with a big serrated edge to saw a roll of high quality paper towels into 3 equal sections. Put one section into a big plastic margarine tub or coffee container. Mix ½ cup of your favorite cleaner like Lysol or Pinesol with 4 cups of water and pour it into the container. Cut a slit in the center of the tub lid and insert the end of the towel roll. If you want to get fancy, you can paint the tub so it’ll look nice sitting out on the counter. Krylon makes the best spray paint I’ve found that sticks to plastic.
If you have toddler to early school age children and are thinking about a trip to Disney World, I hope you’ve been planning and saving for a long, long time. But experiencing Disney can be done less expensively if you’ll consider these tips:
(1) Consider buying 1-day single park tickets or else 1-day Park Hopper tickets that allow you to visit all of the parks. Why go through the expense and exhaustion of days of Disney when you can hit the highlights in one day? You’ll have been there and done that and you’ll possibly even come out with enough money to enjoy some of the far less expensive attractions around Orlando.
Tickets are now priced according to Value, Regular, or Peak Season. Peak season begins May 27 and ends July 23. Value season begins August 22. A family of 4 going during peak season and buying 1-day single park tickets will pay $464. For 1-day Park Hopper tickets, they’ll pay $644. If they’d chosen 3-day tickets, ticket cost would be between $1,124 and $1,344 – that’s between double and triple the cost of a 1-day visit.
(2) Don’t stay inside the park. The least expensive hotel inside the park will cost around $150 a night once the taxes and other charges are added. Consider one of the hotels along International Drive where rates can be as low as under $50 a night and many of the hotels include free breakfast and free shuttles to and from the parks running almost every hour – which means not having to deal with traffic or pay the $20 a day parking fee.
(3) Don’t buy your souvenirs inside the park. Instead, order them in advance from DisneyStore.com and take them with you. For example, this girls’ Disney World t-shirt is regularly $29.95, but it’s on sale for $10.99 and this boys’ $24.95 Disney World t-shirt is now $6.95. When you present these to your kids, they’ll be just as happy and you’ll have saved a bundle.
(4) And although discounts are usually minimally, the website MouseSavers.com keeps up with any and all Disney-related discounts.
(5) If you are a member of the military, you can get discounted Disney tickets through your military base.
According to a recent news report, the average household pays around $100 a month for cable or satellite TV service. While we love it when you choose WBRC Fox 6 – and we also have the Bounce station on 6.2 digital – you may be surprised to see how many channels may be available to you without paying for anything other than a good indoor or outdoor digital antenna. The web address is a long one, so I’ve posted a direct link, so click HERE and you'll be taken straight to the site.
Ladies, would it be worth $49 a month to have an unlimited wardrobe of fabulous new clothes? If your answer is yes, you need to check out GwynnieBee.com. If you wear any size between 10 and 32, this site can ship you your choice of the latest styles for only $49 a month. It’s a members-only online rental company. As soon as you return one outfit, order another. If you need or want the hottest new fashions without breaking the bank, this is a great way to do it. Marie Claire, In Style, and even Forbe’s Magazine has featured Gwynnie Bee.com.
Cancer patients who’ve experienced hair loss know how expensive wigs can be and that not just any wig is safe for a cancer patient. With both these factors in mind, the American Cancer Society offers free wigs, as well as scarves, turbans, hats, bras & more. Call (800) 227-2345.
How can you make your home more energy efficient? It may be easier than you think. Alabama Power offers a free online energy checkup that helps you see where your home is using the most energy and gives you cost-saving recommendations. Completing the entire checkup takes about 10 minutes.
Did you know there’s a Volunteer Program for the National Park Service? If you’re retired or work a job that allows you some generous off-time or vacation blocks, you may be interested in participating in some of the opportunities you’ll find on the website Volunteer.gov. You can search the entire United States or by state, including Alaska and Hawaii. In Alabama, I found several park host positions available, as well as other opportunities like as a volunteer at the Wheeler Wildlife Visitor Center. Park hosts are usually provided with full service campsites, but have to have their own camper or RV. Click any listing to see the details. You can find them all at Volunteer.gov.
you or someone you know has a vision impairment or other health problem that
affects the ability to read or hold printed material, check into Alabama Radio Reading Service. You can listen to newspapers, magazines, books, and more
read to you through a special radio that’s provided as part of this free
service. For more information, call (205) 934-6576. You can download an
application online that has to be filled out by your health care provider, plus
see more information on their website. (Scroll down to see a special audiobook service, too.)
My stepmom has always been one of the most avid readers I know, but macular degeneration has made it impossible for her to see well enough to read any more. Now she listens to free talking books. The Library of Congress offers a free braille and talking book service to anyone with temporary or permanent low vision, blindness, or a physical disability that makes them unable to read or hold a book. The books and even the special player for the talking books are mailed to you for free. To find out more, use this link to LOC.gov. To register, use this one. Or for more information, you can phone 888-657-7323.
If you’re 62 or older, or any age and permanently disabled, you’re eligible for a lifetime pass that gives you free admission to all national parks. There are also free one-year passes for military personnel and other ways to save on national park admissions. Use this direct link to learn about all these passes.
No beach lover should miss out on enjoying the surf, sun, and sand even if he or she is in a wheelchair or has walking difficulties. Right here in Alabama’s own Gulf Shores, Beach Power Rentals offers specially built beach motorized beach wheelchairs, with rates starting at $60 a day. You can contact them via their website: BeachPowerRentals.com or call them at (251) 967-3729.
Walmart has a unique program called Savings Catcher that’s the easiest way ever to save money. Your receipt can be scanned to see if any of the items you bought could have been purchased elsewhere for less money. The difference for each item will be credited to your Savings Catcher account to use just like cash.
There are two ways to do this: Download the Walmart app to your smartphone, set up your account, and then scan your receipt; or go to the Savings Catcher page of www.Walmart.com and register, then type in your receipt number and date of purchase to see if any of your purchases qualify for additional savings. If you are due anything, it may take up to 72 hours to see the credit posted. But it’s simple to do and an easy way to stack up some savings.
Sears and Kmart have a savings program. While it doesn’t give you back money on items you could have bought cheaper elsewhere, it does give you points for every cent you spend on either of their websites or in their stores. These points can be converted into cash to use when you’re shopping, plus members frequently receive bonus points just for being members.
I recently received 20,000 bonus points, which were worth $20 toward a purchase. I already had 5,000 points in my Shop Your Way account, so that gave me 25,000 points – which is $25 – to spend. I had shown a $100 metal detector on TV that was sale-priced at $25. I used my points to buy one, which means I paid zero – since my points covered the entire cost. Sign up for your own Shop Your Way account at www.ShopYourWay.com.
WHERE ARE THE THRIFT STORES? Whether you're at home or on the road, www.TheThriftShopper.com can point you to more thrift shops than you've ever imagined! Choose the city and state you're interested in & a list of local thrift shops will appear.
Does your refrigerator's icemaker have a door dispenser? If it does, it may look like the one in this photo, but who thinks to stoop down and stare up into their icemaker opening? Your dispenser opening needs to be cleaned at least every week or two; but never use harsh chemicals. Mix a solution of 1 cup white vinegar & 1 cup water in a clean spray bottle that has never contained dangerous cleaners or chemicals. Spray the area and wipe it with a clean cloth. And use a soft toothbrush or other small brush to clean the spots you can't reach with the cloth. This vinegar solution is also ideal for washing fruits & vegetables, and it’s very easy on your wallet.
NEVER MISS A DISCOUNT! Whether it's free shipping, a percent off, or both, always check www.RetailMeNot.com before buying anything. Go to their website & type in, for example, Sears.com to check online deals or just Sears to check in-store discounts. I've saved a ton using this website.
You can watch live Bargainomics segments online by clicking this link: www.WBRC.com. I'm on the News at Noon between 12:30 & 1pm every Tuesday and on Good Day Alabama around 8am on the 1st Thursday of each month.